Hearnden Associates

Financial Advisers (Independent) in Lingfield

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The Mount Pleasant Road
Lingfield
Surrey
RH7 6BH

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Hearnden Associates....

....can help you with all areas of your finances whether it's the first time you have tried to organise your money or whether you keep up to date with the financial markets and you know exactly what you want. We can help with mortgages, retirement provision, savings and investments, life and critical illness cover, home insurance such as your contents and buildings insurance and other areas which might affect you such as inheritance tax planning or medical insurance.

Mortgages

Buying a house is one of the most significant financial transactions in a person's life. It is important to get it right now to avoid costly mistakes in the future. We are able to arrange mortgages for first time buyers, experienced home movers, remortgagers, buy to let and commercial deals.

We offer a ONE STOP MORTGAGE SERVICE. These days a mortgage isn't just a loan it's a whole package. We specialise in finding value for money, flexible mortgage solutions with no hidden charges or nasty surprises.

We can help with all aspects of your mortgage from choice of lender, choice of repayment type, solicitor, surveyor, buildings and contents insurance and even offer advice on how to reduce your household bills by shopping around for the best gas, electricity and phone charges. We are independent financial advisers, which means that we do the shopping around for you. And what's more we have a team of experts who spend every day constantly updating the best deals and leading rates.

Retirement

People are retiring earlier and living longer and that means one thing. They will need more money.

Do you want your income to drop at a time when you have more time to spend it?

It is never too early to start saving for retirement and there is more than one way to achieve the end result.

What you actually need is a pot of money at retirement to provide your income. How you achieve this depends on your age and circumstances and can include personal pensions, stakeholder pensions, employer pensions, savings plans, assets, property, ISAs - the list is endless.

You can reduce your tax bill at the same time as you are saving and can have tax free cash at the other end as well.
For further information, regarding our whole range of services, visit the website, using the link above, or call on 01342 837412.

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